Buyer Incentives
Historic appeal. Modern Restoration.
Healthy Neighborhoods Special Purchase
Healthy Neighborhoods in Baltimore offers accessible home improvement and purchase loans that help homeowners invest in their properties, build equity, and strengthen stable, thriving neighborhoods across the city. Learn More
Vacants to Value
This incentive offers $10,000 toward down payment and closing costs to buyers of Vacants to Value (V2V) properties. ALL Parkwood Village homes qualify for this grant! Learn More
V2V grants are on a first come, first served basis and are not guaranteed.
CHAP
This program is a 10-year comprehensive tax credit program with the credit granted on the increased value of a historic property due solely to the qualified historic improvements. Learn More
Live Near Your Work
LNYW provides assistance toward a home purchase in Baltimore City to encourage homeownership near the place of employment. Most notably, employees of Johns Hopkins may qualify for grants up to $17,000! Learn More
Buying Into Baltimore
Buying Into Baltimore is a $5,000 incentive to use toward buying a home anywhere in Baltimore City. You must attend a Trolley Tour event to become eligible for the $5,000 incentive. Learn More
Baltimore City Employee
Employees of City agencies and quasi-city agencies, who are employed and paid by the Mayor and City Council of Baltimore City, may receive up to a $5,000 toward buying a home. Learn More
Maryland CDA
The Maryland Mortgage Grant Assist Program gives eligible homebuyers a grant valued at 4% of the first mortgage to help pay closing costs. Learn More
First-Time Homebuyers Incentive Program
The First-Time Homebuyers Incentive Program (formerly Community Development Block Grant (CDBG) Homeownership Assistance Program) typically provides $10,000 to $20,000+ in down payment and closing cost assistance to eligible first-time homebuyers purchasing a home in Baltimore City. The amount awarded is dependent on household income, closing costs, monthly mortgage payment, and home sales price. Learn More
FHLBank Atlanta Incentives
The Community Partners Product is provided for the purchase or purchase and rehabilitation of a home. Eligible homebuyers include current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders. Eligible properties include owner-occupied 1-4 family properties and manufactured housing. The First-Time Homebuyer Product is provided for the purchase or purchase and rehabilitation of a home. Eligible properties include owner-occupied 1-4 family properties, townhouses, condos, foreclosed properties, cooperatives, manufactured and mobile housing, and new construction (within 30 days of closing). Learn More